Archive for the 'CD Rates' Category

Flagstar Direct Free Interest Checking Account

Flagstar Direct continues to offer a nice promotion on its free interest Checking Account. First, it’s offering an intro rate of 1.50% APY for the first 4 months. Second, it’s offering an additional $100 bonus for establishing direct deposit within the first four months. Only one promotional account is allowed per household. This promo is [...]

Imperial Capital Bank Internet CDs

Imperial Capital Bank increased the yields on its internet CDs. The short-term CDs have the most competitive rates: 4.10% APY for a 6-month term and 4.15% APY for a 9-month term. The 12-month CD has a decent yield of 4.25% APY. The minimum deposit is $2,000. Accounts can be opened online or by mail. According [...]

Discover Bank CD Rates

Discover Bank has some high CD rates on their long term CDs, with a 4.57% APY 4 year CD and a 4.81% 5 year CD. Minimum balance on CDs is $2,500. Short term CDs have lower yields. Discover Bank also has a money market account with a fairly competitive yield, at 3.04% APY.  Deposits over [...]

Countrywide Top Long Term C.D.s

Countrywide Bank has recently raised their long term CD rates by several basis points. All CDs over 18 months have been increased. 18 month CDs now yield 4.10% APY, while 3-5 year CDs yield 4.50% APY, some of the highest rates available. Countrywide CD’s all have a $10,000 minimum balance and are FDIC insured up [...]

Wells Fargo CD Rates

Wells Fargo is currently offering a 4.90% APY CD rate on their 5 month certificates of deposit. As a whole, Wells Fargo CD rates are not really the highest rates available, as many other online banks offer higher rates. However, with the recent credit problems and many banks facing loan defaults, one might sleep better [...]